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Questions about your MyStudio-Stripe payout schedule?

Stripe offers a transaction plus two business day (T+2) rolling payout cycle for their US & Australian based customers: transactions on Monday are deposited by Wednesday, Tuesdays by Thursday, and so on. UK and Canadian customers receive a transaction plus three business day (T+3) rolling cycle: a Monday transaction would deposit on Thursday, etc. Weekends and holidays alter this schedule slightly. Additionally, the timing of the initial transaction will also impact payout speeds. For example, if a transaction occurs after midnight UTC (8:00 PM EST), it will not post until the following day—at that point, the standard timing shown above would begin. We've accumulated some visuals below that demonstrate some common payout scenarios. If you have any questions or need assistance, our customer care team is happy to help. They can be reached by chat or phone at (757) 997-1233.

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Typical payout lifecycle T+2 US & Australia / T+3 UK & Canada

The graphic below demonstrates the typical transaction lifecycle as it moves through MyStudio to Stripe and across the varied banking institutions—ultimately landing in your Stripe-connected business bank account.

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stripe typical payout lifecycle

The typical lifecycle of a transaction as it moves from MyStudio to Stripe and through the varied financial institutions—ultimately landing in your business banking account.

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Examples of T+2 mid-week transactions

Here, we demonstrate the timing of some typicaateatelatl mid-week T+2 transactions. Transactions from Monday are deposited in your business banking account on Wednesday. Transactions on Tuesday are deposited on Thursday, and so on (T+3 customers would have an additional processing day). It's worth noting that transactions that occur late in the day after midnight UTC (8:00 PM EST) will not post until the next day, and then expected timing ensues.

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a typical T+2 monday transaction

A typical T+2 Monday transaction.

a typical tuesday T+2 transaction

A typical Tuesday T+2 transaction.

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Examples of weekend & holiday T+2 transactions

Here, we see examples of a weekend transaction and a theoretical holiday transaction. Weekend transactions will be posted on Monday and deposited on Tuesday. Holiday transactions, depending on the day of the week, will be posted the first business day after the holiday and deposited two days after posting for T+2 (three days for T+3 customers).

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a typical T+2 weekend transaction

A typical T+2 weekend transaction.

a typical holiday T+2 transaction

A typical holiday T+2 transaction.

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Here is a general guide for standard T+2 and T+3 transactions

Here, we see examples of a weekend transaction and a theoretical holiday transaction. You'll note that since the transaction occurs on a non-business day, it does not officially "post" until next business day. Weekend transactions will be posted on Monday and deposited on Tuesday. Holiday transactions will be posted the first business day after the holiday and deposited two days after posting for T+2 (three days for T+3 customers).

stripe payout table

Disclaimer: The information above is provided by Stripe to MyStudio. The above timings are a reliable representation of Stripe's commitment to transaction payout timings. However, in some circumstances, timings may vary. If you encounter delays with your payout timing, or have any questions, please contact MyStudio's customer care team by chat or phone at (757) 997-1233, and our team will be happy to assist.